Shred after a Year or Less

Bank Records

Pay Stubs

Credit Card Bills

Photo IDs

Cancelled Cards

Receipts/Checks

Shred after Commitment is Fulfilled

Investment Papers

Loan Documents

Savings Bonds

Vehicle Records

Shred after 3 years:

  • Tax Returns
  • Supporting documents

*** Check IRS website for exceptions - "How Long Should I Keep Records"

Do not shred:

  • Pension Plans
  • Estate Plan Documents
  • Life Insurance Policies
  • Deposit Box inventory
  • Title and Deed Documents